A home loan EMI you haven't run the numbers on is a surprise waiting to happen. Slide the calculator below to see what you'd actually pay each month, compare indicative starting rates across four major lenders, and check the paperwork you'll need before you apply.
Tap a bank to load its starting rate into the calculator above. Your actual rate depends on credit score, income, loan-to-value and the bank's internal policy at the time you apply.
Rates last checked September 2026 from public rate-comparison sources and are for reference only — they change frequently (often monthly, tied to the RBI repo rate) and TakeItEasy has no ability to lock or influence them. Always confirm the current rate, processing fee and eligibility directly with the bank before making a decision. Processing fees typically run 0.25%–1% of the loan amount plus applicable taxes, bank-dependent.
For an under-construction home, banks don't hand over the full loan on day one — they release it in stages against the same kind of construction progress we already report to you and photograph on site. Here's roughly how the two line up.
This is a general reference checklist, not any one bank's official list — exact requirements vary by lender and by your specific profile. Your bank will confirm the final list when you apply.
If you'd rather talk through your budget with a person, our team can walk you through how financing typically lines up with a TakeItEasy build timeline.
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